Loan Rates effective as of July 29, 2011

NEW AUTOMOBILE LOANS
YEAR MODEL NEW TERM RATE LIMITED TO SALE PRICE
2013/2012/2011 48 Months 2.99% NO LIMIT
  60 Months 2.99% NO LIMIT
  66 Months 2.99% NO LIMIT
  72 Months 2.99% NO LIMIT
  84 Months 2.99% $35,000 OR MORE
***NOTE: NEW VEHICLE QUALIFICATIONS:  ONLY IF BEING TITLED FROM A STATEMENT OF ORIGIN FROM A DEALER

USED AUTOMOBILE LOANS


USED-20,000 OR LESS MILES
WILL FINANCE 100% NOT TO EXCEED SUGGESTED RETAIL
 
2012/2011 48 Months 3.99% NO LIMIT
  60 Months 3.99% NO LIMIT

USED-OVER 20,000 MILES WILL FINANCE NADA TRADE IN VALUE ONLY

2012/2011 48 Months 3.99% NO LIMIT
  60 Months 3.99% NO LIMIT
       
2010 48 Months 3.99% NO LIMIT
  60 Months 3.99% NO LIMIT
       
2009 48 Months 3.99% NO LIMIT
  60 Months 3.99% NO LIMIT
       
2008 48 Months 3.99% NO LIMIT
  60 Months 3.99% NO LIMIT
       
2007 48 Months 3.99% NO LIMIT
       
2006 48 Months 3.99% NO LIMIT
2005-2002 48 Months 3.99% NO LIMIT

NEW LAWN & GARDEN OR TRACTOR LIMIT $12,000 PER LOANS


  36 Months 7.00% $2500 OR LESS
  36 Months 6.00% $2501 - 7500
  60 Months 8.00% $2501-10,000
  60 Months 7.50% 10,000 AND OVER

USED LAWN & GARDEN OR TRACTOR - WILL FINANCE 75% FAIR MARKET VALUE


  36 Months 9.00%  

UTILITY TRAILER - WILL FINANCE 75% FAIR MARKET VALUE


NEW 60 Months 7.00%  
USED 36 Months 9.00%  

NEW TRAVEL TRAILER, CAMPERS, AND MOTOR HOMES


SAME AS NEW AUTO RATES ABOVE

USED TRAVEL TRAILER, CAMPERS MOTOR HOMES


SAME AS USED AUTO RATES-90% OF USED RETAIL VALUE
 

BOATING


NEW 48 Months 5.50%  
  60 Months 6.50%  
USED 48 Months 7.50%  
90% OF USED RETAIL VALUE

NEW HOUSEHOLD FURNISHINGS LOANS-LOAN LIMIT $7,500.00:


NEW 24 Months 9%  

MOTORCYCLE AND ATV LOANS


2012 48 Months 4.99%  
2012 60 Months 4.99%  
USED 90% AVERAGE RETAIL
  36 Months 7.99%  
  48 Months 7.99%  

SHARE SECURED LOANS:


  • 2.50% APR Terms are determined by member
     

UNSECURED/SIGNATURE LOANS:


  • Up to 36 MTHS as low as 9.00%  *NOTE-$5,000.00 MAXIMUM, $250 MINIMUM LOAN AMOUNT
  • QUALIFICATIONS:  UP TO 1 YEAR MEMBERSHIP: $1,000
  • 1YEAR- 3 YEARS: $2,500
  • 3 YEARS & OVER: $5,000

CD SECURED LOANS:


  • 2% Above Interest Rate that you are earning on your CSFCU CD.
     

All loans are subject to approval. Some restrictions may apply. Rates are subject to change without notice. Rates are accurate as of the effective date above.