Warehouse Avenue,
Building 82
Camp Shelby, MS 39407

Office Hours
Monday - Friday
9:00 A.M. to 4:00 P.M.

Drive Thru Hours
8:00 A.M. to 4:00 P.M.

Rates and Fees

Loan Rates Savings Rates Certificate Rates Fee Schedule

Effective as of: SEPTEMBER 28, 2018
LOAN RATES
NEW AUTOMOBILE LOANS
YEAR MODEL NEWTERMRATELIMITED TO SALE PRICE
2019/2018/201748 MTHS3.25% APR - 18.00% APRNO LIMIT
60 MTHS3.25% APR - 18.00% APRNO LIMIT
66 MTHS3.25% APR - 18.00% APRNO LIMIT
72 MTHS3.75% APR - 18.00% APRNO LIMIT
84 MTHS4.25% APR - 18.00% APR $30,000 OR MORE
***NOTE: NEW VEHICLE QUALIFICATIONS: Models with 10,000 or less miles
** We will match any competitors rate on any loan we offer (certain restrictions apply).
USED AUTOMOBILE LOANS- 10,001 TO 20,000 MILES
2018/2017 ONLYup to 60 Months 4.75% APR - 18.00% APR NO LIMIT
72 Months5.75% APR - 18.00% APRNO LIMIT
USED AUTOMOBILE LOANS -OVER 20,000 MILES
2018-2014 Modelsup to 60 Months 4.75% APR - 18.00% APRNO LIMIT
2013-1999 Models48 Months 4.75% APR - 18.00% APRNO LIMIT
NEW OR USED TRACTOR EQUIPMENT
36 Months9.25% APR - 18.00% APRUP TO $5,000
NEW LAWN AND GARDEN OR TRACTOR
36 Months 4.25% APR - 18.00% APR Up to $7,500
60 Months 4.25% APR - 18.00% APR $7,501.00 TO $30,000
USED TRACTOR
up to 60 Months 6.75% APR - 18.00% APR
UTILITY TRAILER
NEW 60 Months 6.25% APR - 18.00% APR
USED 36 Months9.25% APR - 18.00% APR
NEW TRAVEL TRAILER, CAMPERS, AND MOTOR HOMES
Up to 60 Months5.75% APR - 18.00% APR
*120 Months6.75% APR$35,000
USED TRAVEL TRAILER, CAMPERS MOTOR HOMES
Up to 60 Months6.75% APR - 18.00% APR
*84 Months7.75% APR - 18.00% APR$30,000
*Certain restictions apply
NEW BOATING
60 MTHS5.75% APR-18.00% APR
120 MTHS6.75% APR$35,000
USED BOATING
48 MTHS7.75 APR-18.00% APR
2 YR OLD MODELS ONLY84 MTHS6.00% APR - 18.00% APR $35,000
HOUSEHOLD FURNISHINGS
24 MTHS9.25% APR-18.00% APRUP TO $7,500
NEW MOTORCYCLES
60 MTHS5.25% APR-18.00% APR
USED MOTORCYCLES
48 MTHS8.25% APR-18.00% APR
NEW ATV/UTV
2018 MODELS ONLY60 MTHS3.25% APR-18.00% APR
USED ATV/UTV
UP TO 10 YR OLD MODELS48 MTHS8.25% APR- 18.00% APR
SHARE SECURED
UNLIMITED2.75%
*PRA (PERSONAL RESERVE ACCOUNT) UP TO $7,500
7.50% APR - 18.00% APR
*Certain Restrictions Apply
*SIGNATURE LOANS UP TO $7,500
36 MTHS9.25% APR - 18.00% APR
*Certain Restrictions Apply
NEW GOLF CARTS
48 MTHS5.25% APR - 18.00% APR
*CREDIT BUILDER UP TO $1,000
12 MTHS18.00%
*Certain Restrictions Apply
CD SECURED
2% ABOVE CD RATE
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